Florida Online Sports Betting - FL Mobile Sports Betting Apps 2024

by Ted Dahlstrom (TedD) Last Updated 2024-07-03T21:55:56

Florida might be the most interesting state in the union, and is definitely the most populous state with legal sports betting. From the pine forests in the north (really!), to the iconic Florida Keys in the south, and Disney World in-between, Florida has everything. Well, almost everything… cold weather and an income tax remain elusive.

While many states have a larger gambling footprint than Florida, the Sunshine State has made significant strides since introducing legal sports betting in November 2021. It saw many challenges from West Flager Associates’ attempts to challenge the constitutionality of the Seminole’s grip on the industry, but a June 2024 decision pretty much established that the Tribe is operating within its rights.

Read on for more about why the Seminole tribe holds the keys to sports betting in the state and why Hard Rock Bet (formerly Hard Rock Sportsbook) may end up being the literal and figurative only game in town. We’ll also talk about which bet types, sports, and banking options will be available and much more in this review, including the features and coverage of any potential additional Florida sports betting sites. Let’s get started.

Legal Florida Sports Betting – How We Got Here

After extensive debate in the legislature, Governor Ron DeSantis signed legislation on April 23, 2021, to legalize Florida sports betting, marking the first step in the process. Specifically, he negotiated and signed a compact with the Seminole Tribe that allows the tribe to control sports betting in the state. Additionally, the tribe is allowed to offer roulette and craps at their casinos and will be able to build three additional casinos on existing tribal land. In exchange, the state will receive at least $500 million per year from the tribe over the first five years.

Florida Sports Betting In Jeopardy

Most of the reporting on the path to sports betting legalization in Florida could be summed up with the phrase, “it was true at the time.” Articles recapping the dizzying pace of legalization often contained that phrase because things changed so quickly. It was true at the time that legalization had almost no chance of becoming a reality in 2021. It was also true at the time that the tribes were opposed to a casino potentially opening up at the famed Fontainebleau resort in Miami Beach.

It was true at the time that legal online sports betting, within the legal framework and exclusivity agreements related to sports betting, was highly unlikely to be available before 2022. It did, they aren’t anymore, and it’s here to stay. It was also true at the time that sports betting was legal in Florida when Hard Rock, in conjunction with the Seminole Tribe, launched the mobile industry on November 1st, 2021. However, a surprise ruling later in the month blew it all up, and the sportsbook went dark just five weeks later on December 4, 2021. But in another surprise ruling, an Appeals Court overturned the lower court’s ruling.

Current Status of Florida Sports Betting

Florida’s online sports gambling industry was cloudy, but a recent court ruling appears to signal the end of the road for the parties opposed to the Seminole online sports betting monopoly. November ’21 had more twists and turns than a roller coaster at Universal Studios, but things are clearer now.

Let’s recap:

• November 1, 2021 – To the surprise of many, Hard Rock online sportsbook opens for business. Run by the Seminole Tribe, Hard Rock was taking bets from users across the state of Florida.
• November 22, 2021 – A federal judge rules against the compact between the state and the Seminole Tribe, essentially ending legal sports betting in the state. Without the compact, sports betting can’t continue.
• November 23, 2021 – The Seminole Tribe launches an appeal.
• November 24, 2021 – Judge Dabney Friedrich, the same judge who ruled against the compact initially, denies the Tribe’s appeal.
• December 4, 2021 – Hard Rock Sportsbook shuts down, no longer accepting bets and refunding all pending wagers.
• December 14, 2022 – The DC Circuit Court of Appeals hears arguments regarding the compact
• June 30, 2023 – The Appeals Court overturns Judge Friedrich’s ruling, which means that the Seminoles can re-launch the Hard Rock Bet app in the state unless the plaintiffs appeal the ruling, which they did on August 14
• September 11, 2023 – Appeals Court denied an appeal to its previous decision, leaving the plaintiffs with few legal options going forward
• September 15, 2023 – West Flagler and Associates, the plaintiff in this long-running legal drama, filed a “motion to stay mandate,” which means that the Department of Interior has 10 days to respond and nothing can happen while the motion is being considered.
• September 28, 2023 – A U.S. District Court of Appeals rejects this West Flagler file request. Now, West Flagler will most likely file an appeal on the federal level, which means this stalemate could continue for a few more months.
• October 12, 2023 – The US Supreme Court issued an order to keep the Seminole tribe from launching Hard Rock Bet in Florida. This action is in response to West Flagler asking for a stay until it has a chance to file its case with the Court. This is just another indication that Hard Rock Bet will likely not be available in Florida until 2024 at the earliest. The legal process seems far from settled right now, even after the Appeals court ruling in favor of the Seminole tribe in September.
• October 18, 2023 – DOI filed its response to the US Supreme Court, stating that it believes that West Flagler failed to make its case and the Court should not agree to hear the appeal. This development was widely expected, and it is now up to the Supreme Court to decide whether to hear the case or uphold the Appeals Court decision, which would allow Hard Rock Bet to finally open.
• October 19, 2023 – We are really getting into the weeds here. West Flagler has filed lawsuits in both federal and state court, and today the Florida Supreme Court ruled that Governor DeSantis can have an extension on its deadline to file a response to the pending state lawsuit. The lawsuit claims that the Governor and legislature “went beyond their power in negotiating and agreeing to a compact that would give the Seminole Tribe a monopoly on legal retail and digital sports betting.” You can read more about the ruling here.
• October 26, 2023 – The US Supreme Court declined to hear the West Flagler case, which means that there are no more options at the federal level for West Flagler. However, their case in state court remains viable, and it appears now that the state Supreme Court will decide once and for all whether mobile sports betting will be allowed in Florida. Check out this SportsHandle for more information.
• November 1, 2023 – The legal process is ongoing, but the Seminole tribe announced that they will launch sports betting at their retail casinos on December 7, 2023. No official word yet on when the tribe will launch its Hard Rock Bet mobile app. Still, this is a very positive development for the tribe and the people of Florida. Read more about it here.
• November 7, 2023 – Another week, another update. This one is great news for bettors in Florida. Hard Rock Bet has opened up for business, but for now it is going slowly and only accepting wagers from those who had an account with the sportsbook 2+ years ago when it was open for a few weeks. This is obviously a positive development, but we aren’t changing our page or assuming that this means Hard Rock Bet is a sure thing. Still, it’s a promising development. Read more about it here.
• November 20, 2023 – The Florida Supreme Court declined a motion from West Flagler that would have shut down Hard Rock Bet just days after it opened back up. This is great news for the Seminole tribe, but West Flagler just appealed to the U.S. Supreme Court in a last-ditch effort to shut down Hard Rock Bet. Read more about the most recent developments here.
• November 30, 2023 – A bill is introduced in the house with the aim of legalizing sports betting. This bill, introduced by Republican Jason Shaof, could make daily fantasy games legal across the state.
• December 7th, 2023 – Retail sports betting goes live in all Hard Rock/Seminole properties in the state.
• December 26, 2023 – West Flagler and Associates filed against Governor Ron DeSantis in the Florida Supreme Court in a case that could determine the legality of sports betting. WFA argued that digital wagering is covered by Florida’s Amendment 3 and should be approved by voters.
• February 8, 2024 – Attorneys for WFA filed their writ of certiorari, asking SCOTUS to hear its case against the U.S. Dept. of the Interior.
• June 17, 2024 – SCOTUS denies WFA’s petition for writ of certiorari, a significant blow to the Florida parimutuel in its fight against the Seminoles.

Seminoles Hold The Cards

While it may seem like the Seminoles are the only game in town, there are several other casinos in the state. Florida has a legendary horse racing history, with four tracks still hosting races, mostly in the winter and spring. Calder, Hialeah, and Gulfstream evoke images of swaying palm trees and immaculate racetracks, but, like many “racinos,” they now turn a profit by operating large casinos. Calder and Hialeah don’t even have live racing anymore. The racinos are keen to get into the sports betting game.

The good news is that under the new compact existing casinos in the state, which would include the racetracks and a handful of other facilities aside from the Seminole properties, are eligible to have their own mobile sports betting brands. However, in an unprecedented move, all mobile sports betting will be administered, managed, and processed by the Seminole tribe using computer servers located on tribal property. The other operators can negotiate their own agreements with national brands like DraftKings, FanDuel, and Caesars Sportsbook, but the Seminoles would be in charge of everything on the back end and take a 40% cut of all revenues for their services.

So far, a few companies have negotiated with the Seminoles to get in on the Florida sports betting game, but none are even close to launching yet. They are likely waiting to see how the pending court cases shake out and whether it will be worth their time and investment to launch when Hard Rock Bet will have such a built-in advantage in the state.

However if other sportsbooks enter the fold, Florida sports bettors would eventually have several options available to them, including registering with sportsbooks operated by the Seminole Tribe and other casinos.

It All Comes Down To Money

In the end, the compact legalizing sports betting in the state came about because of money, or a lack thereof. Florida, like most states, had its revenues decline sharply as COVID restrictions shut down the state’s economy. In 2021, as the state was beginning to ease COVID restrictions, budget writers in the legislature faced a staggering $2.75 billion deficit. Unlike the federal government, states cannot run deficits, so the money had to be found somewhere. The governor’s budget proposal submitted to the legislature included $350-750 million per year in revenues from a new “Seminole Gaming Compact.” This money would be derived from additional payments from the tribe to the state as part of their ability to offer sports betting and expanded casino games.

The legislature passed the enabling legislation required for the compact to be approved during a special session in May 2021, sending the compact to the Department of Interior for final approval. The Department of Interior let the compact become effective without formally approving it, so the compact was approved without action in the Summer of 2021.

What’s Next For Florida Sports Betting?

The new compact between the state and the Seminole tribe has been signed and enabling legislation was approved by the legislature. The compact became effective in the summer of 2021, allowing the Seminoles to offer retail sports betting at their casino and mobile betting statewide. However, there is still uncertainty about how many online sportsbooks will be available in Florida. Let’s go over what that means and the current status of sports betting in the state.

Federal Approval

The federal Department of Interior must approve all new compacts between states and tribal governments. This includes updated compacts, such as the one negotiated by Governor DeSantis and the Seminole tribe. The role of the Department of Interior is to ensure the compact complies with federal law, specifically the Indian Gaming Regulatory Act. Federal approval is granted most of the time, but this particular compact included some questionable sections that many observers believed would not be approved by the Feds. In the end, the Department of Interior did not act on the compact within the 45-day window, which means it became law without formal approval. This sometimes happens when a federal agency does not fully support an issue but doesn’t want to formally oppose it either.

Federal law is clear that tribes are allowed to offer gaming on their own land, which would include sports betting because it is not prohibited by federal or Florida law. Sports betting is not legal in Florida at this time either, so the tribe’s authority to offer mobile betting throughout the state is murky at best. The state and the tribe both insist that the Seminoles had the right to offer sports betting statewide.

In a surprise move, the Seminole tribe opened its Hard Rock mobile app on November 1, 2021, much sooner than expected. This could have been in response to the two pending lawsuits challenging the legality of the Seminoles authority to offer mobile betting off tribal lands.

Overcoming Expected Legal Challenges

Not everyone loves the idea of legalized sports betting in Florida. Since gambling is entertainment, and with the competition for entertainment dollars being extremely stiff in Florida, those who own other entertainment companies want to limit gambling in the state. There are two active lawsuits pending in federal court challenging the legality of the Seminole compact. The lawsuits were filed by Florida businessmen with casino interests who do not believe the Seminoles are legally entitled to a monopoly on online sports betting.

The merits of their cases rest on whether the compact violates the recently approved constitutional amendment requiring a public vote on all new local casino gaming expansion. This challenge hinges on whether the courts define sports betting as a “casino game.” After their case was overturned on appeal in June 2023, it might be the end of the road for those opposed to the Seminoles controlling sports betting in the state.

Especially since the June 2024 refusal of SCOTUS to hear WFA’s case, pretty much all options have been exhausted to challenge the Seminoles, leaving them free to continue holding their virtual monopoly over online sports betting in FL.

What Sports Betting May Look Like In FL

Online sports betting was live in Florida for five weeks, but hadn’t been available since December 2021. The timing was a huge surprise, coming with literally no advance warning or publicity. On the morning of November 1, 2021, the Hard Rock app just worked. The Seminoles likely timed their online activation with the status of the pending lawsuits, but whatever the reason, they were the only mobile game in town.

Online Or Retail Only?

This is the question Florida industry observers will be asking as the legalization process shakes out. Frankly, it’s the only question that really matters when discussing the financial aspects of legal FL sports betting. States with online betting generate over 80 percent of their total sports betting revenue from online wagers, as to opposed to in-person retail betting. States such as Mississippi and New Mexico, in which sports betting is legal but limited to a few retail casinos, are barely a blip on the industry radar. All the money and attention is fixated on mobile betting.

Under the compact, the Seminoles are authorized to offer mobile betting throughout the state. This is a large point of contention, but let’s assume that the approved compact withstands court challenges. As we mentioned earlier, other casinos and pari-mutuel operators in the state will be able to have a mobile skin as well, but all operations will be managed by the Seminoles using servers on tribal land. The Seminoles will keep a 40% cut of all revenue as an administration fee.

As of now, other sportsbooks waiting to see how things shake out before deciding whether to partner with the Seminoles, but if the legal process concludes without any significant changes to the existing structure, we expect the other sportsbooks to get on board and end up going live in the state at some point in the future.

Available Bets in Florida

If we assume that at least some of the above operators will be in Florida, we know that there will be many different betting options available on various sports betting sites. Every state with legal sports betting, including Illinois, Indiana, Iowa, Michigan, New Jersey, Pennsylvania, Tennessee, and Virginia, offers the major American and European sports like basketball, baseball, football, hockey and soccer. Colorado is one state where almost every sport under the sun is available for betting. Cornhole? Yup. Water Polo? Indeed. Sailing? Added to the list in February 2021.

Florida will likely be more constrained in its betting options, but expect to see at least a few of the more obscure sports being available for betting due to the global influx of visitors to the state and the many Hispanic and international residents in South Florida. Sports available to bet on will include, but may not be limited to, the following:

• Australian Rules Football
• Baseball
• Basketball (NCAA and NBA)
• Boxing
• Cricket
• Cycling
• Darts
• Football (NCAA and NFL)
• Golf
• Hockey
• MMA
• Motorsports
• Rugby
• Soccer
• Table Tennis
• Tennis

Betting Markets

A betting market is a type of bet offered by a sportsbook operator. The sportsbook offers betting options the way a market offers different goods to buy. People “buy” wagering opportunities from the sportsbook “market.” A sportsbook offering the Lakers -3.5 in a game against the Celtics is one market. The bettor decides whether to “buy” the wager.

These days there are more available markets than ever. High-profile events like the Super Bowl have hundreds of markets, while even the most low-profile weeknight baseball game has dozens of betting opportunities. If you see the term “markets” when reading about sports betting, just remember that market = type of bet. Here are the most common markets that will likely be available to bettors in Florida:

• Spread
• Moneyline
• Over/Under
• Futures
• Prop bets
• In-game/live betting
• Parlay
• Teaser
• Round Robin

Daily Fantasy Sports in Florida

Online sports betting in Florida is still being sorted out. However, daily fantasy sports are live in the Sunshine State.

Daily fantasy sports allows users to compete vs. each other through daily lineups of players. Popular sports at the best DFS sites include basketball, football, hockey, and baseball.

Social Sportsbooks in Florida

While online sports betting in Florida gets situated, there’s still social sportsbooks for users to take advantage of.

Social sportsbooks are especially excellent for novice bettors who desire to hone their strategies prior to making a financial commitment. Social sportsbooks have all the same bet types and markets without the need to use real money to wager.

Rebet Social Sportsbook, Thrillzz, and Fliff, are some of the popular social sportsbooks in Florida.

FL Banking Options

Again, we don’t know exactly what will end up happening with sports betting in Florida long term. However, we can surmise which banking options bettors will have for their deposits and withdrawals. Below are a few of the banking options available to bettors in most states. Remember to check with your financial institution before making your first deposit, whether in Florida or another state.

PayPal

Almost every sportsbook offers PayPal as a payment option. It is the most popular peer-to-peer payment system in America for a reason. Using PayPal allows you to easily transfer deposits to your favorite sportsbook and just as easily request a withdrawal.

PayNearMe

This option is very popular and available with many sportsbooks. It allows you to make a cash deposit at a participating local store, like 7-Eleven or CVS. The deposit immediately appears in your sportsbook account. No checking account, no fuss.

eCheck/ACH

The same option you have for paying your utility bills online is available at many sportsbooks. This is another easy way to quickly make deposits to your account.

Debit/Credit cards

Use your debit or credit card to fund your account by using the sportsbook’s payment function.

Cash At Casino Cage

This will most likely be an option available to bettors in Florida. If you’re at one of the Seminole casinos or a racino, you can go to the casino cage and make a cash deposit or withdrawal from your online account.

Florida Sports Betting FAQ

Is online sports betting available in Florida?

Yes. At the moment, the state’s only legal sports betting app is Hard Rock Bet.

Which sports can I wager on in Florida?

All the major sports are available for wagering, including football, basketball, soccer, hockey, and baseball. Other lesser-known sports are also available, including cricket, Australian Rules Football, and rugby. Because of Florida’s Latino population, sportsbooks pay particular attention to sports popular in Latin America, such as soccer and…soccer.

Can I claim a Florida sports betting bonus?

Yes. Currently, the state’s only legal sports betting site is Hard Rock Bet. At Hard Rock Bet, you can claim welcome promos that may include bonus bets, deposit match bonuses, and more.

What is the legal age to gamble in Florida?

In Florida, all casino gambling aside from poker, including sports betting, is limited to those 21 and older. This does not include horse racing, poker, and the state lottery, which are available to those 18 and older. Yes, you can be 18 and play poker in Florida.

Can I place a bet while outside of Florida?

No you can’t. You must be in Florida to place a legal bet. Geolocation software will be required to certify your location.

What’s the difference between legal sports betting and using an offshore sportsbook?

On the face, very little appears to be different. Large offshore sportsbooks have flashy websites and offer the same betting markets as legal sportsbooks. In fact, the offshore books offer even more betting options because they are unregulated.

Look a little closer and you will see many differences. The first thing you see when searching for banking options on an offshore sportsbook’s website is instructions on how to sign up for an account to buy and sell bitcoin. A legal, regulated sportsbook would not be encouraging their customers to pay with bitcoin. This is because, like your bank account, any money you deposit in a legal sportsbook is protected and available for withdrawal at any time, pending operator approval. It is unlikely that the offshore sportsbooks would say the same thing. They make it easy to deposit but much harder to withdraw your funds.

Revenue generated from bets at legal, regulated sportsbooks stays in the state. The Seminole tribe is in the gaming business in order to provide for its 4,000 members. And the tribe employs over 20,000 people in Florida. Other gambling operators in the state provide hundreds of jobs as well. The state of Florida will receive revenue that will pay for government services for everyone in the state. Keeping things local is a definite benefit of legal sports betting.